Our Team

Lowe Financial Group have built a team of advisers who provide experience, knowledge and a strong belief in the value that quality advice provide experience. This means you receive leading advice in terms of product, solutions and service from our team.

Our dedicated and highly trained support team provides you with accurate details, regular reviews and most importantly prompt processing of claims. Our team is experiences and eager to assist our clients, providing the very best service possible.

Honest and informative about the different aspects of insurance needs to a business as well as an individual... excellent, quick and efficient service when I had to make a claim.

Mr Peter Mastores

Ged shows great knowledge of his industry, but more importantly, is able to skilfully apply that knowledge to an individual's particular circumstances.

D Routson - R T Group

A genuine company who is ‘solid’. You understand client needs and can confidently guide them to financial security for their future. At all stages of our review the follow up and one on one liaison made the whole exercise less complicated and time consuming.

Mrs Charleen Sharp

My (and my husband’s) insurance policies were overdue for a review. The convenience of having you come home was great. From the very beginning everything was clearly explained and laid out.
Due to past experiences, I was dreading the transition from one policy to another, but it was the smoothest and most streamlined transition I have ever had. You and your team organised it all! And it is great to know this is not where your service ends.

Dr Jacqueline Fong

Gerard Lowe



Gerard joined Lowe Financial Group in 1988. Gerard holds a Diploma of Financial Services with an Advanced Diploma in Financial Services. As one of Australia’s leading Risk Advisers Gerard has won several major company awards and has been nominated for the Association of Financial Advisers of the Year Awards in 2005 & receiving a Highly Recommended award
in 2010.

Gerard’s commitment to the industry includes being on several company advisory boards and being a member of the Association of Financial Advisers (AFA).Gerard has been at the forefront of thementoring program, assisting newadvisers to the industry when establishing their business and ongoing training in specific areas required. Gerard’s vast knowledge,
experience, commitment and understanding of the industry, allows him to provide a unique solution to your insurance requirements. The implementation and monitoring ensures your tailored portfolio is right for you when you need it most.

Miguel Frances


Senior Adviser

Miguel joined Lowe Financial Group in 2010 as a Senior Adviser, bringing with him a wealth of experience. Miguel is a qualified Risk Insurance Adviser and has been advising clients in this area of expertise since 2004 and is a member of the AFA.

Miguel is dedicated to discussing your requirements to ensure you have an appropriate Risk Insurance Plan based on your personal circumstances. In his spare time, Miguel enjoys spending time with his family and friends, travelling and sports including football and tennis.

Brendan Murphy


Senior Adviser

Brendan commenced with Lowe Financial Group in 2010 as a Senior Adviser. He is a qualified Financial Planner and has been specialising in personal Risk Insurance since 2002. Brendan is committed to the industry, serving on a number of company advisory boards and is a member of the AFA.

Brendan is passionate about the role he plays in protecting his clients and their families with comprehensive and appropriate insurance solutions. Having a family of his own, he understands the role insurance plays in providing financial security.

Gemma Georgiou


Client Services

Since joining LFG in 2002, Gemma has taken on a senior role within the business assisting all LFG clients and referral sources with maintaining their insurance portfolio.  Gemma is also responsible for our direct marketing. If you would like any details about our offers or about your policies, please call Gemma.

Erin McCarthy


Client Services

Erin joined LFG in 2008 as part of the client services team. Erin is now responsible of the Claims Management at LFG and works closely with each client to ensure easy and prompt payment of all claims. She has also taken on the Corporate Services role within the business assisting all LFG referral sources with maintaining their insurance portfolios.

Amie West


New Business Coordinator

Amie commenced with LFG in 2011 as our New Business Coordinator.  Amie is responsible for the management and administration of all applications submitted with LFG.  For enquiries regarding your application or underwriting concerns, please contact Amie.

Rachel Bouman


Administration Assistant

Rachel joined LFG in February 2012 as part of the Client Services Team. Rachel is responsible for the administration and maintenance of all our existing clients portfolios.  If you have any questions regarding your policy or need to call to change your personal details, please contact Rachel.

Kirstel Beckwith


Personal Assistant & Vitality Coach

Kirstel commenced with LFG in January 2015 as Gerard’s Personal Assistant & the Vitality Coach.  As a Personal Assistant, Kirstel works closely with Gerard in delivering the required outcomes for our clients and the business.
Kirstel’s Vitality Coaching role allows Kirstel’s customer service experience to assist LFG’s clients on the AIA Vitality program to gain the maximum benefit out of their Vitality membership.  If you would like to know more about the Vitality program, please contact Kirstel or your adviser.

Stacey Penny


New Business Coordinator

Stacey commenced with LFG in January 2015 as our New Business Coordinator.  Stacey has taken over the responsibility for the management and administration of all applications submitted with LFG.  You will deal with Stacey as part of your applications process and should you have any enquiries regarding your application or underwriting concerns, please contact Stacey.