Established in 1986

+61 3 9587 5188

Welcome to Lowe Financial Group

Lowe Financial Group is committed to working with our clients to provide a tailored insurance portfolio; protecting your greatest asset – YOU!

Over 35 Years Experience

Specialise In Risk Insurance Only

Tailored Insurance To Suit Your Needs

About

Lowe Financial Group

At Lowe Financial Group (LFG), we specialise in building the risk foundations of your financial plan. We partner with everyday Australians, Business Owners and Financial Planners to offer tailored risk insurance solutions that meet your unique needs and requirements.

With over 35 years of industry expertise, we have the ability to establish insurance portfolios designed specifically for you, giving you and your loved ones’ peace of mind.  Our job? To protect the people that are important to you, and the lifestyle you love, whilst ensuring your financial security and satisfaction through every service we deliver.

As specialists in life insurance, our friendly team is here for you every step of the way – from finding the right cover and benefits, guiding you through the insurance application process, managing your existing insurance policies, optimising premiums, right through to being by your side at a time of need with our dedicated claims handling service.

Partnering with us guarantees access to a reliable, efficient, and committed risk insurance team, focused on assisting you in establishing a comprehensive safety net for your life.

Financial Services Guide

Your Insurance Needs:

Income Protection

Life Insurance

Trauma Insurance

Total & Permanent Disability

Buy/Sell and Key Person Insurance

Your Insurance Needs:

Income Protection

Life Insurance

Trauma Insurance

Total & Permanent Disability

Business Insurances

One On One Claims Assistance

When claims arise, LFG is proud to be able to assist our clients through our dedicated claims support services. We will be there to assist you and your family throughout all stages of any claim you may encounter; from completion of the initial paperwork, liaison with the insurers claims managers, through to final payment. We promise to help ensure the right outcomes, through our simplified processes, one on one support and care.

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Why Lowe Financial Group?

Since 1986, we have been steadfast in our commitment to providing expert risk insurance solutions tailored to meet the unique needs of our clients. We have chosen to specialise in this field, ensuring that our experience and expertise are second to none. The advice we offer comes at no cost to you, reflecting our dedication to supporting all Australians to access the risk insurance solutions they require, without financial barriers.

Our services extend beyond providing expert advice. We pride ourselves on the ongoing support we offer through our comprehensive review systems and dedicated claims procedures. This means you can rely on us not just for initial guidance, but for continuous support throughout your entire insurance journey. Partnering with LFG means entrusting your financial security to a proven, reliable, and dedicated team.

  • Business Succession Funding
  • Shareholders Buy/Sell Insurance
  • Key-Person Capital & Revenue Protection
  • Group Salary Continuace Plans
  • Group Life / Permanent Disability Plans
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Partner With Us

LFG successfully partner with a large number of Accountants, Financial Planners, Lawyers, General Insurance and Finance Brokers to address the Risk Insurance needs of their clients. Our partners can be assured their clients are receiving specialist expertise in risk management, enhancing the value of the services they provide and delivering greater outcomes to their valued customers.

    Partner With Us

    LFG successfully partner with a large number of Accountants, Financial Planners, Lawyers, General Insurance and Finance Brokers to address the Risk Insurance needs of their clients. Our partners can be assured their clients are receiving specialist expertise in risk management, enhancing the value of the services they provide and delivering greater outcomes to their valued customers.

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    Our Team

    Our Professional Team

    Gerard Lowe

    Director

    Grace O’Neill

    Partner & Client Relationship Manager

    Sarah Lowe

    Operations

    Fiona Toulis

    Client Services Officer

    Jack Lowe

    Client Services Officer

    Leanne Weston

    Client Services Officer

    Testimonials

    What Our Clients Say

    Dr. Jacqueline Fong

    My (and my husband’s) insurance policies were overdue for a review. The convenience of having you come home was great. From the very beginning everything was clearly explained and laid out.

    Due to past experiences, I was dreading the transition from one policy to another, but it was the smoothest and most streamlined transition I have ever had. You and your team organised it all! And it is great to know this is not where your service ends.

    Mrs. Charleen Sharp

    A genuine company who is ‘solid’. You understand client needs and can confidently guide them to financial security for their future. At all stages of our review the follow up and one on one liaison made the whole exercise less complicated and time consuming.

    D Routson – R T Group

    Ged shows great knowledge of his industry, but more importantly, is able to skilfully apply that knowledge to an individual’s particular circumstances.

    Mr. Peter Mastores

    Honest and informative about the different aspects of insurance needs to a business as well as an individual… excellent, quick and efficient service when I had to make a claim.

    Lowe Financial Group Are Experts In Risk Insurance. We Are Committed To Working With Our Clients To Provide Tailored Insurance Solutions.

    Details

    Phone: 1300 725 996

    Address: 3 Citrus Street PO BOX 278 Braeside, Victoria, 3195

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    © 2025 Lowe Financial Group. All Rights Reserved.

    Leanne Weston

    Client Services Officer

    We were delighted to welcome Leanne to our team in late 2023. With an impressive 16 years of experience at MLC under her belt, Leanne’s previous industry experience has facilitated a smooth transition into her role of Client Service Officer at Lowe Financial Group. Leanne excels in delivering friendly and helpful service to our clients. She works diligently alongside Fiona in the areas of New Business and administration, and together, they ensure the exceptional service we deliver to all our clients.

    Jack Lowe

    Client Services Officer

    Following in the family footsteps, Jack joined the LFG team in November of 2022 following successful completion of his VCE studies. Jack has confidently found his place within our team, assisting in the advice preparation process by liaising with clients and insurers alike, ensuring that our files are complete and that they paint a picture of your circumstances accurately – a vital step in allowing LFG to provide you with the tailored and specialised advice we pride ourselves on. Jack is also undertaking a Bachelor of Business at Deakin University and has demonstrated his eagerness to continue to learn and develop.

    Fiona Toulis

    Client Services Officer

    LFG enthusiastically welcomed Fiona to our team in 2023. Joining us as a Client Service Officer, Fiona brings a wealth of experience in customer service from both Australia and New Zealand, enabling her to deliver exceptional levels of service and support to our clients in both New Business and administrative functions. You are likely to hear Fiona’s friendly Kiwi accent if you call into our office, and she’s always willing to assist should you require any information or assistance regarding your risk insurance portfolio.

    Sarah Lowe

    Operations

    Sarah represents the third generation of the Lowe family to join LFG. Upon commencement in the business during 2020, the peak of a global pandemic, Sarah dedicated her time and effort to the delivery of great customer service with her ever-sunny disposition. After graduating with a Bachelor of Business in 2021, Sarah has since used her prior studies and concentrated on overseeing LFG’s business operations, marketing, and social media, along with the training and development of our newest team members. Sarah continues to further her learning, as she is currently undertaking a Graduate Diploma in Financial Planning alongside Ged, demonstrating her commitment to the delivery of positive outcomes for our clients.

    Grace O’Neill

    Partner & Client Relationship Manager

    Grace became part of the LFG team in 2019 and took great pride in becoming a partner in July 2024. Beginning her career providing customer service to our clients, Grace’s role transitioned as she began joining Ged in all client and referral partner meetings, whilst also assisting in the delivery of required outcomes for our clients and business. Grace’s dedication to the company and enthusiasm for the field prompted her to switch her studies from a Bachelor of Legal & Dispute Studies to a Bachelor of Commerce, majoring in Financial Planning. Additionally, Grace is undergoing her professional year and is enthusiastic about becoming a Risk Adviser once it concludes.

    Gerard Lowe

    Director

    Meet Gerard (Ged) Lowe, a cornerstone of Lowe Financial Group (LFG) since 1988. From beginning work in the industry and business alongside his father, Peter Lowe, Ged has risen to become one of Australia’s leading Risk Insurance Advisers. His extensive knowledge, experience, and dedication to the industry, coupled with his strong relationships with top insurers, enable him to deliver unparalleled advice and tailored insurance solutions for our clients. Ged’s passion for risk insurance is evident in his active participation on advisory councils and his mentorship of the next generation of advisers. Ged continues to be passionate about his work and is currently furthering his education through a Graduate Diploma of Financial Planning at Deakin University to enhance his expertise and continue providing the highest level of service and advice to LFG clients.