Trauma Insurance provides you with a Tax Free lump sum payment on the diagnosis (or occurrence) of one of a list of specified medical conditions and procedures. Each insurance company maintains their own list, but they generally include serious conditions, such as cancer, heart attack or stroke.

Trauma insurance is designed to provide you with money when you need it most. You can use the money how you choose, for example to cover medical costs and treatments, or to reduce debt. Some people choose to make a permanent lifestyle change, such as reducing their working hours, so they can spend more time with family.

Most policies will cover you for the following list or illnesses or injuries:

Do I need Income Protection if I have TPD?

The answer is definitely YES. TPD will only payout if you are totally and permanently disabled from working. Income Protection will pay you a benefit if you cannot do any one of your duties and not working more than 10 hours per week (depending on policy definition).

Income Protection will allow you more opportunity to receive a claim payment!

To find out how to protect your loved one request a free insurance quote.